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Indian Agriculture Loans

Farmers in India can avail various agricultural loans for crop cultivation, purchasing equipment, or setting up agribusinesses. Below is a detailed overview of available loans, interest rates, and required documents.

Types of Agriculture Loans

Loan Type Description Interest Rate Documents Required
Crop Loan Short-term loan for purchasing seeds, fertilizers, pesticides. 4% - 7% (with subsidy) Aadhar Card, Land Documents, Bank Statement, KCC
Tractor Loan Loan for purchasing tractors and farm machinery. 8% - 12% Aadhar Card, PAN, Land Records, Income Proof
Farm Equipment Loan Loan for irrigation pumps, harvesters, and other farm equipment. 7% - 10% Aadhar Card, Land Records, Quotation of Equipment
Dairy Loan Loan for dairy farming, purchasing cows/buffaloes. 6% - 9% Aadhar Card, Bank Statement, Livestock Purchase Plan

Banks We Deal With

Bank Crop Loan Interest Rate Tractor Loan Interest Rate Farm Equipment Loan Interest Rate Dairy Loan Interest Rate
HDFC 5% 9% 8% 7%
SBI 4% 8.5% 7.5% 6.5%
SK FINANCE 6% 10% 9% 8%
ICICI 4.5% 8.8% 7.8% 6.8%

How to Apply

Farmers can apply for loans through banks, cooperative societies, or online portals like PM Kisan Samman Nidhi and NABARD.

Contact Us

For more information, please contact us on:

+91 78788 42311 / +91 94644 14454