Blog Description

Farming in India is the backbone of the economy, and to support farmers, the government introduces various beneficial schemes. As of 2025, here are the top 10 government schemes every Indian farmer should know about to enhance productivity and financial stability.

1. PM Kisan Samman Nidhi Yojana

Benefits: Farmers receive ₹6,000 per year in three equal installments. Eligibility: Small and marginal farmers with cultivable land. How to Apply: Register on the PM Kisan official website or visit your nearest agriculture office.

2. Kisan Credit Card (KCC) Scheme

Benefits: Easy access to credit at low-interest rates for crop production. Eligibility: All farmers engaged in agriculture or allied activities. How to Apply: Visit any bank or cooperative society to apply.

3. Pradhan Mantri Fasal Bima Yojana (PMFBY)

Benefits: Crop insurance against natural disasters, pests, and diseases. Eligibility: All farmers, including sharecroppers and tenant farmers. How to Apply: Register through common service centers (CSCs) or banks.

4. Paramparagat Krishi Vikas Yojana (PKVY)

Benefits: Financial aid for organic farming, certification, and market linkage. Eligibility: Farmers interested in organic farming. How to Apply: Apply through the State Agriculture Department.

5. Rashtriya Krishi Vikas Yojana (RKVY)

Benefits: Grants for agricultural innovation, infrastructure, and modernization. Eligibility: All farmers, agripreneurs, and Farmer Producer Organizations (FPOs). How to Apply: Contact your State Agriculture Department.

6. National Agriculture Market (eNAM)

Benefits: Online platform for farmers to sell produce at better prices. Eligibility: Farmers registered with APMC mandis. How to Apply: Register on the eNAM portal.

7. PM Kusum Yojana

Benefits: Subsidy for solar-powered irrigation pumps. Eligibility: Farmers with land suitable for solar installations. How to Apply: Apply via DISCOMs or renewable energy agencies.

8. Agriculture Infrastructure Fund (AIF)

Benefits: Credit and subsidies for building farm-related infrastructure. Eligibility: Farmers, FPOs, startups, and agripreneurs. How to Apply: Register through the NABARD portal.

9. Interest Subvention Scheme for Farmers

Benefits: 3% additional interest subvention on timely loan repayment. Eligibility: Farmers with short-term crop loans. How to Apply: Apply through nationalized banks or cooperative banks.

10. Dairy Entrepreneurship Development Scheme (DEDS)

Benefits: Financial aid for setting up dairy farms and milk production units. Eligibility: Individual farmers and self-help groups (SHGs). How to Apply: Apply through NABARD and designated banks.